Richard P. Harvey, CFP, CLU, CH.F.C., wants to put his many years of experience to work for you! If I was looking for a financial advisor, I would want to rely on someone who has the professional designations like CFP, CLU, and CH.F.C. CFP Certified Financial Planner A certified financial planner helps individuals determine how they can meet their life goals through proper management of their financial resources, unlike other professional advisors who typically focus on only one area of a person's financial life. CLU Chartered Life Underwriter A chartered life underwriter is a financial planner with advanced knowledge in life and health insurance and employee benefits. CH.F.C. Chartered Financial Consultant A chartered financial consultant is a financial planner with advanced knowledge in wealth accumulation and retirement planning.