Richard P. Harvey, CFP, CLU, CH.F.C., will meet with you to discuss your financial goals and objectives. Then, based on the financial information you have provided and the discussion priorities you have identified, we will develop a confidential, personalized financial plan, mapping out the specific strategies and actions required to attain YOUR financial goals. We can also help you implement our written recommendations, which will allow you to spend more time with family and friends. COMPENSATION Your initial consultation is complimentary, and from then on, we are compensated in a combination of fee-for-service and commission arrangements. We will be totally objective and unbiased in our analysis of your financial goals. OTHER INFORMATION We are fully bilingual; all of our services are available in French. Manulife Financial, including its subsidiary companies, serve as our partners.